Resources for SFO Businesses

If you are an active sole proprietor, independent contractor, 1099 work, registered as "for-profit" business entity or small nonprofit business and impacted by COVID-19 and the health and safety restrictions, you can apply for the California Small Business COVID-19 Relief Grant Program with amount of grant funding ranges up to $25,000.

Round 5 Application:

Opens on March 25, 2020

Closes on March 31, 2021

Applicants not selected to receive a grant in Rounds 1,2, & 3 do not need to reapply as they will be automatically moved into Round 5.

The funds are being deployed by participating community lenders across the state. Businesses with up to 50 employees and gross revenues of less than $2.5M in 2019 may be eligible to apply.

The loans are not forgivable in part or whole. The loans will need to be paid back over a 3- or 5-year term with a fixed annual interest rate that is currently 4.25%.

$284 Billion has been added to the PPP loan program, including expanded eligibility, making loan forgiveness easier, and allowing previous PPP recipients to obtain a second PPP loan.

PPP Eligibility

• Small businesses and nonprofits with 300 or fewer employees that were in operation before February 15, 2020
• Certain self-employed, sole-proprietors, and independent contractors
• Demonstrate a loss of 25% of gross receipts in any quarter
• No collateral or personal guarantees are required
• Loan size is based on your typical pre-COVID-19 monthly payroll times 2.5, not to exceed $10M.

Accommodations and Food Services may receive a loan amount up to 3.5 times their pre-COVID-19 monthly payroll.

If you are a small businesses, nonprofit organization of any size, or a U.S. agricultural business with 500 or fewer employees that have suffered substantial economic injury as a result of the Coronavirus (COVID-19) pandemic, you can apply for the COVID-19 EIDL.

• For working capital AND normal operating expenses (i.e. continuation of health care benefits, rent, utilities, and fixed debt payments).
• 3.75% for businesses (fixed)
• 2.75% for nonprofits (fixed)
• 30 years
• No pre-payment penalty or fees
• Payments deferred 1 year; interest still accrues Borrower may make payments if they choose to do so.
• For more information, please click here.

The San Francisco Mayor has announced the SF Relief Grant program to provide immediate relief to help stabilize small business operations with grants of $5k to $20k based on the business' number of employees in February of 2020. The goal of this program will be to reach businesses across the City and in high need neighborhoods in particular. This program will support small businesses operated by people of color, women, long-standing businesses, those most impacted by Stay-at-Home orders, and those that were excluded from or otherwise unable to access state and federal programs.

The City of San Francisco will provide grants and design services businesses with a storefront in San Francisco that need help meeting the City's health requirements for operating. The fund can get up to $2,000 reimbursed for past work since March 2020, in progress, or future work.

Oakland Black Business Fund (OBBF) is a Black-led investment platform, providing capital, technical assistance, and growth strategy to Black-owned businesses.

Funds available for:
Phase #1 - Recovery for black-owned brick and mortar businesses in Oakland
Phase #2 – Technical Assistance for all (including home and online black-owned businesses located in Oakland.

Infrastructure and Economic Bank (IBank's) Small Business Finance Center's partners with CDFIs, Community Lending Institutions, Financial Development Corporations (FDCs), and Small Business Development Corporation of Orange County to provide loan guarantees and direct loans for small businesses that experience capital access barriers. Small businesses including nonprofits, located in California with 1-750 employees are eligible to apply.

• Loans up to $1.25 million
• Guarantees up to 7 years; term can be longer
• Guarantees up to 95% of loan or $1.0 million
• Loan interest rates: 95% Guarantee: Does not exceed WSJP+1%; 90% Guarantee: Between WSJP+1% and WSJP+2%; 85% Guarantee: Exceeds WSJP+2%

GoFundMe, in partner with Yelp, Intuit QuickBooks, GoDaddy, and Bill.com, started the Small Business Relief Initiative to help small business owners in United States with the financial support and resources needed to continue operating their businesses during and after the coronavirus crisis. The fund will issue $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe.

Fiserv is giving back to help small businesses get Back2Business with a program that will award up to $10,000 to Black- and minority-owned small businesses that have been impacted by COVID-19.

• Must be Black- or minority-owned small business and an adult (18+)
• Must be located in Atlanta, Chicago, Miami, Milwaukee, New York, Oakland
• Must have revenue of less than $1M annually
• founded prior to June 1, 2019
• Have less than 10 employees

Application launch on March 15, 2021

Deadline by March 29, 2021

Working Solutions, a nonprofit Community Development Financial Institution (CDFI) and business technical assistance provider helps businesses in the San Francisco Bay Area through business financing and consulting. The organization has published an online guide of resources: grants, loans and local and state recovery resources.

Businesses in need of assistance, check out Working Solution's online resources!

Working Solutions, in partnership with Renaissance Entrepreneurship Center, has launched a new Small Business Revolving Loan Fund to serve San Francisco's District 10. The Fund will provide affordable capital and free business consulting to businesses located in Bayview Hunters Point and other D10 neighborhoods. Applications will be accepted on a rolling basis. Click here for pre-application.

SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs monthly.

The KKR Small Business Builders is an element of KKR's larger COVID-19 Relief Fund. Launched in April 2020, the grants are designed to help small business owners sustain their enterprises, maintain or create jobs, and spur economic opportunity as they respond to the ongoing COVID-19 crisis and recover from its resultant economic dislocation. The fund provides access to capital through a series of $10,000 grants to selected small businesses across the country through the Hello Alice platform.

• Must have between 5 and 50 employees
• Less than $7 million USD in annual revenue
• Demonstrated need for support
• A strong plan for moving forward
• And be in good standing with the IRS or their local regulatory body.

The current application round is open until Wednesday, April 7, 2021

Venturize is partnering with Kiva to bring affordable capital to small business owners during these challenging times. Kiva provides loans of $1,000-$15,000, zero-percent interest and no fees. There is a 6 month grace period and then fixed monthly principal payment (12-36 months). Funds are raised through community-backed crowdsourcing.

Minimum Qualifications

• You and your business must be based in the United States.
• You must be over 18 years old.
• You must be using the loan for business purposes.
• Your business must not be engaged in any of the following activities: multi-level marketing / direct sales; illegal activities (e.g. gambling, scams); or pure financial investing (e.g. stocks)
• You cannot currently be in foreclosure, bankruptcy, or under any liens.
• You must be willing to demonstrate your social capital by having a small number of your friends and family make a loan to you.

Kiva will offer Venturize-referred applicants priority review. To apply, click here.

All businesses can reach out to the San Francisco Office of Economic and Workforce Development for assistance and guidance in responding to COVID-19.

The mission of the Small Business Commission, the Office of Small Business, and the Small Business Assistance Center is to foster, promote, and retain small businesses in the City and County of San Francisco.

Due to the SF Public Health Order for City residents to shelter in place, the Office of Small Business is not open to the public from March 17, 2020 through May 3, 2020. Staff is working remotely to provide service to small businesses by email and phone. Please contact via email at sfosb@sfgov.org or call 415-554-6134. For assistance in Chinese call 415-554-6407. Due to the high volume of inquiries, SFOSB will respond as soon as possible.

Renaissance Entrepreneurship Center offers workshops to help small businesses survive and thrive during the pandemic. Sign up and participate!

Renaissance is also offering a guide to business resources.

SAMCEDA, founded in 1953, promotes business issues that enhance and sustain the economic prosperity of the region and its local communities. SAMCEDA is compiling business assistance programs and a variety of other resources as quickly as possible and as they become available.

Passport by OneValley supports entrepreneurs, startups, and small businesses to stay connected to valuable resources and offers endless opportunities for personal and professional growth. OneValley offers steep discounts to sign up for membership. Use coupon code SAMCEDA100 to get $100 off on the annual Passport Premium membership.

The Office of the Small Business Advocate (SB Advocate) supports California's small businesses and entrepreneurs with the information, tools and resources they need to plan, launch, manage and grow their businesses successfully.

Small Business Majority is a national small business advocacy organization, founded and run by small business owners to ensure America's entrepreneurs are a key part of a thriving and inclusive economy.

NAWBO, the unified voice of over 10 million women-owned businesses in the United States, offers COVID-19 support to its members.

The USHCC actively promotes the economic growth, development and interests of more than 4.37 million Hispanic-owned businesses that, combined, contribute over $700 billion to the American economy every year.

The USBC provides committed, visionary leadership and advocacy in the realization of economic empowerment. Through the creation of resources and initiatives, USBC supports African American Chambers of Commerce and business organizations in their work of developing and growing Black enterprises.

ACE's mission is to serve as a strong advocate of Asian American and Pacific Islander (AAPI) business interests and affect positive change on all issues that enhance and advance the goals and aspirations of AAPI business owners, entrepreneurs and corporate leaders.

Since its beginning in 1981, the National Association for the Self- Employed has pioneered support and help for small business, micro-businesses and the self-employed, while helping to define this important part of the American economy.

NSBA has represented the small business community before the U.S. Congress, White House, and federal agencies, advocating for the interests of their customers, companies, and communities to help ensure the continued viability of small businesses.

Northern California Small Business Development Centers (Norcal SBDC) is a nonprofit network made up of 18 centers that are dedicated to helping small businesses with every aspect of business creation, growth, management, and operation. Find your local SBDC today to start receiving one-on-one advising and low cost training.

Ask an Attorney Bring your questions and learn key updates from experienced professionals and attorneys covering topics including PPP and unemployment, practical advice on borrowing, payroll issues and more.
Thursdays at 4 PM | Zoom password: baseforce
Link: https://berkeley.zoom.us/j/527839619?status=success

For additional information or if you have any questions, NorCal SBDC can be reached at (833) 275-7232 or via email at loans@asksbdc.com.

Venturize is a free online resource hub of tools and resources for small businesses. Managed by nonprofit organization Small Business Majority, Venturize offers unbiased education and resources about small business loans, retirement and healthcare to empower entrepreneurs to make the best financial decisions for their business. They also help small businesses get connected to trusted local providers that can help their enterprises grow.

Working Solutions, a nonprofit Community Development Financial Institution (CDFI) and business technical assistance provider helps businesses in the San Francisco Bay Area through business financing and consulting. The organization has published an online guide of resources: grants, loans and local and state recovery resources.

Their calendar of upcoming and on-demand webinars offered by other resource-providers on a wide range of topics, including commercial lease assistance financing.

Businesses in need of assistance, check out Working Solution's online resources!

SBA introduces "Ascent", the first-of-its-kind online resource specifically designed to help the American women entrepreneurs grow and scale their small business.

For more information, click here.

1863 Ventures and their partner organizations have developed the 3R’s National Accelerator & Grant Program to help Black businesses navigate the short-term uncertainty in the markets. This online program will help reevaluate your business models, pivot where necessary, set a targeted growth strategy and execute with a clear roadmap.

1863 Ventures will also provide short-term, non-dilutive capital to select, for-profit businesses that complete the pre-requisite online courses.

Applications close on June 1, 2021. Click here to apply.

The SMBI helps underrepresented womxn entrepreneurs gain access to business development support and startup capital with Self-paced learning, Live instruction, Collaborative learning and Mindset coaching.

Please register with the state of California as well as your county’s public health office to receive the vaccination. Below are the links:

• Alameda County: https://covid-19.acgov.org/vaccines
• Contra Costa County: https://www.coronavirus.cchealth.org/distribution-phases
• Santa Clara County: https://www.sccgov.org/sites/covid19/Pages/COVID19-vaccine-information-for-public.aspx
• City and County of San Francisco: https://sf.gov/get-notified-when-its-your-turn-vaccine/form
• San Mateo County: https://www.smchealth.org/covid-19-vaccination
• California: https://myturn.ca.gov/landing

SFO + Dignity Health-GoHealth Urgent Care now offer onsite rapid COVID-19 testing for ALL airport employees. Results are available within 15 minutes.

Advance appointment required at this site. Visit gohealthuc.com/sfo to schedule.

3 Simple Steps:

1. Schedule your visit & provide insurance info
2. Proceed to Courtyard A at scheduled time
3. Be evaluated by a provider & get tested

For complete details, visit gohealthuc.com/sfo.

We are here to help you reconnect with your furloughed/laid off employees and other screened/badged SFO employees when it is time to increase staffing.

Contact community@flysfo.com or 650.821.5242 for assistance with these and resources for your employees (e.g., affordable childcare).

SFO's Social Responsibility team began offering live webinars in the summer of 2020, in response to the many changes at the Airport that resulted from the pandemic. Since then, Tenant Training Thursdays (TTT) has expanded to include many topics of interest to our community, beyond those directly impacted by COVID-19. Each presentation is followed by a live Q&A. These webinars are held on Thursday afternoons from 3 - 3:45pm, and are open to all SFO employers. Schedules are issued on a monthly basis. To submit suggestions for topics, or to receive reminders about our Tenant Training Thursdays events, email qsp@flysfo.com.

https://sfoconnect.com/tenant-training-thursdays

All appointments will be scheduled via this new link: https://bit.ly/3hvaow7

Security Access Office is now open for service from 5:15 a.m. to 9:00 p.m. Available at 650.821.5200, fax 650.821.5259

Book appointments for Training, Fingerprinting, and Badging

Join the walk-in queues for access issues, lost/stolen badges, document updates, permits, keys, T-badges, and CBP

For more information about U.S. Custom Seal requirements, call 650.877.4009 or visit www.cbp.gov.

This queuing and appointment system is based primarily on communicating via a cell phone and all updates come through text.

SFO is expanding its portfolio of breakrooms for all Airport employees to support physical distancing and ensure the safety of these spaces. This list will be updated as additional breakrooms are activated. SFO's Quality Standards & Performance team will update this list as additional breakrooms are activated. Please reach out to qsp@flysfo.com. with questions or concerns.

SFO is distributing free cloth face coverings, in sealed packages of five, to all Airport employers. To obtain (additional) masks, please contact qsp@flysfo.com..