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Resources for SFO Businesses

San Francisco International Airport is committed to the continued health of its business partners and their employees. Below are resources for businesses during the COVID-19 pandemic. For more information, please contact smallbusiness@flysfo.com or call or text 650.270.0158.

References and hyperlinks to website addresses are for your information and convenience. The San Francisco International Airport is not responsible for the content or security of those internet locations.

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Financial Opportunities

California Rebuilding Fund

The funds are being deployed by participating community lenders across the state. Businesses with up to 50 employees and gross revenues of less than $2.5M in 2019 may be eligible to apply.

The loans are not forgivable in part or whole. The loans will need to be paid back over a 3- or 5-year term with a fixed annual interest rate that is currently 4.25%.

To apply, visit .www.CALoanFund.org

IBank: Disaster Relief Loan Guarantee Program

Infrastructure and Economic Bank (IBank's) Small Business Finance Center's partners with CDFIs, Community Lending Institutions, Financial Development Corporations (FDCs), and Small Business Development Corporation of Orange County to provide loan guarantees and direct loans for small businesses that experience capital access barriers. Small businesses including nonprofits, located in California with 1-750 employees are eligible to apply.

 

  • Loans up to $1.25 million
  • Guarantees up to 7 years; term can be longer
  • Guarantees up to 95% of loan or $1.0 million
  • Loan interest rates: 95% Guarantee: Does not exceed WSJP+1%; 90% Guarantee: Between WSJP+1% and WSJP+2%; 85% Guarantee: Exceeds WSJP+2%

 

To apply, visit here

SBA's COVID-19 Economic Injury Disaster Loan Program

Application deadline: December 31, 2020

If you are a small businesses, nonprofit organization of any size, or a U.S. agricultural business with 500 or fewer employees that have suffered substantial economic injury as a result of the Coronavirus (COVID-19) pandemic, you can apply for the COVID-19 EIDL.

 

  • For working capital AND normal operating expenses (i.e. continuation of health care benefits, rent, utilities, and fixed debt payments).
  • 3.75% for businesses (fixed)
  • 2.75% for nonprofits (fixed)
  • 30 years
  • No pre-payment penalty or fees
  • Payments deferred 1 year; interest still accrues Borrower may make payments if they choose to do so.
  • For more information, please click here.

 

SBA's Paycheck Protection Program (PPP)

$284 Billion has been added to the PPP loan program, including expanded eligibility, making loan forgiveness easier, and allowing previous PPP recipients to obtain a second PPP loan.

PPP Eligibility

  • Small businesses and nonprofits with 300 or fewer employees that were in operation before February 15, 2020
  • Certain self-employed, sole-proprietors, and independent contractors
  • Demonstrate a loss of 25% of gross receipts in any quarter
  • No collateral or personal guarantees are required
  • Loan size is based on your typical pre-COVID-19 monthly payroll times 2.5, not to exceed $10M.

Accommodations and Food Services may receive a loan amount up to 3.5 times their pre-COVID-19 monthly payroll.

SF Shines for Reopening

The City of San Francisco will provide grants and design services businesses with a storefront in San Francisco that need help meeting the City's health requirements for operating. The fund can get up to $2,000 reimbursed for past work since March 2020, in progress, or future work.

Northern California Small Business Development Centers (Norcal SBDC)

Northern California Small Business Development Centers (Norcal SBDC) is a nonprofit network made up of 18 centers that are dedicated to helping small businesses with every aspect of business creation, growth, management, and operation. Find your local SBDC today to start receiving one-on-one advising and low cost training.

Apply for a COVID-19 EIDL: Economic Injury Disaster Loan.

For additional information or if you have any questions, NorCal SBDC can be reached at (833) 275-7232 or via email at loans@asksbdc.com.

GoFundMe: Small Business Relief Initiative Fund

GoFundMe, in partner with Yelp, Intuit QuickBooks, GoDaddy, and Bill.com, started the Small Business Relief Initiative to help small business owners in United States with the financial support and resources needed to continue operating their businesses during and after the coronavirus crisis. The fund will issue $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe.

For more information, click here

Oakland Black Business Fund: Relief & Recovery Fund

Oakland Black Business Fund (OBBF) is a Black-led investment platform, providing capital, technical assistance, and growth strategy to Black-owned businesses.

Funds available for:

Phase #1: Recovery for black-owned brick and mortar businesses in Oakland

Phase #2: Technical Assistance for all (including home and online black-owned businesses located in Oakland.

Fiserv Back2Business Grant / Association for Enterprise Opportunity (AEO)

Application launch on March 8, 2021

Deadline by March 15, 2021

Fiserv is giving back to help small businesses get Back2Business with a program that will award up to $10,000 to Black- and minority-owned small businesses that have been impacted by COVID-19.

 

  • Must be Black- or minority-owned small business and an adult (18+)
  • Must be located in Atlanta, Chicago, Miami, Milwaukee, New York, Oakland
  • Must have revenue of less than $1M annually
  • founded prior to June 1, 2019
  • Have less than 10 employees

 

Black Founder Startup Grant

SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs monthly.

Working Solutions

Working Solutions, a nonprofit Community Development Financial Institution (CDFI) and business technical assistance provider helps businesses in the San Francisco Bay Area through business financing and consulting. The organization has published an online guide of resources: grants, loans and local and state recovery resources.

Businesses in need of assistance, check out Working Solution's online resources!

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Technical Assistance

San Francisco Office of Economic of Workforce Development

All businesses can reach out to the San Francisco Office of Economic and Workforce Development for assistance and guidance in responding to COVID-19.

San Francisco Office of Small Business (SFOSB)

The mission of the Small Business Commission, the Office of Small Business, and the Small Business Assistance Center is to foster, promote, and retain small businesses in the City and County of San Francisco.

Due to the SF Public Health Order for City residents to shelter in place, the Office of Small Business is not open to the public from March 17, 2020 through May 3, 2020. Staff is working remotely to provide service to small businesses by email and phone. Please contact via email at sfosb@sfgov.org or call 415-554-6134. For assistance in Chinese call 415-554-6407. Due to the high volume of inquiries, SFOSB will respond as soon as possible.

San Mateo County Economic Development Association

SAMCEDA, founded in 1953, promotes business issues that enhance and sustain the economic prosperity of the region and its local communities. SAMCEDA is compiling business assistance programs and a variety of other resources as quickly as possible and as they become available.

The OneValley: Passport Platform

Passport by OneValley supports entrepreneurs, startups, and small businesses to stay connected to valuable resources and offers endless opportunities for personal and professional growth. OneValley offers steep discounts to sign up for membership. Use coupon code SAMCEDA100 to get $100 off on the annual Passport Premium membership.

California Office of the Small Business Advocate

The Office of the Small Business Advocate (SB Advocate) supports California's small businesses and entrepreneurs with the information, tools and resources they need to plan, launch, manage and grow their businesses successfully.

Small Business Majority

Small Business Majority is a national small business advocacy organization, founded and run by small business owners to ensure America's entrepreneurs are a key part of a thriving and inclusive economy.

Venturize

Venturize is a free online resource hub of tools and resources for small businesses. Managed by nonprofit organization Small Business Majority, Venturize offers unbiased education and resources about small business loans, retirement and healthcare to empower entrepreneurs to make the best financial decisions for their business. They also help small businesses get connected to trusted local providers that can help their enterprises grow.

National Association of Women Business Owners (NAWBO)

NAWBO, the unified voice of over 10 million women-owned businesses in the United States, offers COVID-19 support to its members.

United States Hispanic Chamber of Commerce (USHCC)

The USHCC actively promotes the economic growth, development and interests of more than 4.37 million Hispanic-owned businesses that, combined, contribute over $700 billion to the American economy every year.

US Black Chambers of Commerce (USBC)

The USBC provides committed, visionary leadership and advocacy in the realization of economic empowerment. Through the creation of resources and initiatives, USBC supports African American Chambers of Commerce and business organizations in their work of developing and growing Black enterprises.

Asian / Pacific Islander American Chamber of Commerce and Entrepreneurship (ACE)

ACE's mission is to serve as a strong advocate of Asian American and Pacific Islander (AAPI) business interests and affect positive change on all issues that enhance and advance the goals and aspirations of AAPI business owners, entrepreneurs and corporate leaders.

National Association for the Self- Employed (NASE)

Since its beginning in 1981, the National Association for the Self- Employed has pioneered support and help for small business, micro-businesses and the self-employed, while helping to define this important part of the American economy.

National Small Business Association (NSBA)

NSBA has represented the small business community before the U.S. Congress, White House, and federal agencies, advocating for the interests of their customers, companies, and communities to help ensure the continued viability of small businesses.

Kiva

Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.

San Francisco Renaissance Entrepreneurship Center

Renaissance Entrepreneurship Center offers workshops to help small businesses survive and thrive during the pandemic. Sign up and participate!

Renaissance is also offering a guide to business resources.

Working Solutions

Working Solutions, a nonprofit Community Development Financial Institution (CDFI) and business technical assistance provider helps businesses in the San Francisco Bay Area through business financing and consulting. The organization has published an online guide of resources: grants, loans and local and state recovery resources.

Their calendar of upcoming and on-demand webinars offered by other resource-providers on a wide range of topics, including commercial lease assistance financing.

Businesses in need of assistance, check out Working Solution's online resources!

Northern California Small Business Development Centers (Norcal SBDC)

Northern California Small Business Development Centers (Norcal SBDC) is a nonprofit network made up of 18 centers that are dedicated to helping small businesses with every aspect of business creation, growth, management, and operation. Find your local SBDC today to start receiving one-on-one advising and low cost training.

Norcal SBDC Webinars

NorCal SBDC hosts webinars four times per week to share the latest updates on the SBA funding and all the financing programs related to COVID-19.

English: Mon, Wed, & Fri 10:30 a.m. - 11:30 a.m.

Zoom Link: https://norcalsbdc.zoom.us/j/835182602?

Ask an Attorney

Bring your questions and learn key updates from experienced professionals and attorneys covering topics including PPP and unemployment, practical advice on borrowing, payroll issues and more.

Thursdays at 4 PM | Zoom password: baseforce

Link: https://berkeley.zoom.us/j/527839619?status=success

For additional information or if you have any questions, NorCal SBDC can be reached at (833) 275-7232 or via email at loans@asksbdc.com.

SBA: Ascent

SBA introduces "Ascent", the first-of-its-kind online resource specifically designed to help the American women entrepreneurs grow and scale their small business.

For more information, click here.

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SFO News

Free Facial Coverings for SFO Employees

SFO is distributing free cloth face coverings, in sealed packages of five, to all Airport employers. To obtain (additional) masks, please contact qsp@flysfo.com..

COVID-19 Rapid Testing

SFO + Dignity Health-GoHealth Urgent Care now offer onsite rapid COVID-19 testing for ALL airport employees. Results are available within 15 minutes.

Advance appointment required at this site. Visit gohealthuc.com/sfo to schedule.

3 Simple Steps:

  1. Schedule your visit & provide insurance info
  2. Proceed to Courtyard A at scheduled time
  3. Be evaluated by a provider & get tested

For complete edtails, visit gohealthuc.com/sfo.

Employee Reactivation and SFO Priority Hiring Support

We are here to help you reconnect with your furloughed/laid off employees and other screened/badged SFO employees when it is time to increase staffing.

Contact community@flysfo.com or 650.821.5242 for assistance with these and resources for your employees (e.g., affordable childcare).

Tenant Training Thursdays

Webinars provide updated information, guidelines, and requirements from city, county, state agencies, private health professionals, and Airport professionals to help SFO employers effectively operate and support their employees. For more information, please contact qsp@flysfo.com.

https://www.sfoconnect.com/covid-19-recovery-webinar-series

SFO Posters, Signage, and Physical Distancing Decals<

SFO is distributing free cloth face masks, in sealed packages of five, to all Airport employers. To obtain (additional) masks, please contact qsp@flysfo.com..

Free Facial Coverings for SFO Employees

If you would like SFO-branded COVID-19 related signage (physical distancing signage, facial covering mandate signage, physical distancing decals, COVID-19 safety precautions, etc.) please contact qsp@flysfo.com..

SFO Badging for Existing and New Employees

All appointments will be scheduled via this new link: https://bit.ly/3hvaow7

Security Access Office is now open for service from 5:15 a.m. to 9:00 p.m. Available at 650.821.5200, fax 650.821.5259

Book appointments for Training, Fingerprinting, and Badging

Join the walk-in queues for access issues, lost/stolen badges, document updates, permits, keys, T-badges, and CBP

For more information about U.S. Custom Seal requirements, call 650.877.4009 or visit www.cbp.gov.

This queuing and appointment system is based primarily on communicating via a cell phone and all updates come through text.

Breakrooms for all SFO Employees

SFO is expanding its portfolio of breakrooms for all Airport employees to support physical distancing and ensure the safety of these spaces. This list will be updated as additional breakrooms are activated. SFO's Quality Standards & Performance team will update this list as additional breakrooms are activated. Please reach out to qsp@flysfo.com. with questions or concerns.

Terminal Breakroom Location Room Capacity
Terminal 1 Level 1, BAB, Room B-1-250F 7
Terminal 2 Level 1, BAD, Room D.1.338 7
Terminal 2 Tunnel D, Room DT.T.05/B (please e-mail qsp@flysfo.com. for the door code)
Terminal 3 Mezz level, in the former Peet's concession 18
ITG Level 1, Room G.1.046 6

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